Terms and Conditions

Last Updated: May 2025

Welcome to Demerara Associates (“we,” “our,” “us”). By accessing or using our website https://demeraraassociates.com, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.


1. Acceptance of Terms

By using our website, you acknowledge that you have read, understood, and agree to these Terms and Conditions, along with our Privacy Policy. If you do not agree, please do not use our website.


2. Use of Our Website

You agree to use our website for lawful purposes only. You must not:

  • Violate any applicable laws or regulations.

  • Infringe upon or violate our intellectual property rights or the rights of others.

  • Distribute viruses, malware, or any harmful code.

  • Engage in any activity that disrupts or interferes with the operation of the website.


3. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Demerara Associates or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of any materials is strictly prohibited.


4. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content or practices of these websites and assume no responsibility for them.


5. Disclaimer

We strive to provide accurate and up-to-date information, but we do not warrant that the content on our website is complete, accurate, or error-free. Use of our website is at your own risk.
We provide our services “as is” without any warranties, either express or implied.


6. Limitation of Liability

To the fullest extent permitted by law, Demerara Associates will not be liable for any direct, indirect, incidental, or consequential damages resulting from:

  • Your use or inability to use the website.

  • Any errors or inaccuracies in the content.

  • Any unauthorized access to or use of our servers and personal information.


7. Changes to Terms

We may modify these Terms and Conditions at any time. Updated versions will be posted on this page with the effective date. Your continued use of the website after changes means you accept the updated Terms.


8. Governing Law

These Terms and Conditions are governed by the laws of Guyana. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Guyana.


9. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Demerara Associates
Email: [demeraraassociates@demeraraassociates.com]
Website: https://demeraraassociates.com